NCBA Mortgage Application

Our Property Finance Services

Mortgage Services

  • Competitive Mortgage interest rates
  • Friendly loan terms.
  • Loan repayment periods of up to 25 years. Mortgage loan facilities of the loan amount in local currency, 1.5 % of the loan amount in foreign currency.
  • NCBA mortgage loans are offered in Kenya Shillings, Dollars, Pounds, and Euros.
  • Up to 105% Financing of property value or market price whichever is lower.
  • Maximum term of up to 25 years.
  • Home loan Interest is calculated on a reducing balance basis.
Plot Purchase

Plot Purchase

  • Loan facility fees of 1% of the loan value for local clients, and 2% for diaspora clients.
  • Minimum loan amount is KES. 500,000
Buy and Build

Buy and Build

  • Competitive property loan interest rates.
  • Friendly loan terms.
  • Flexible repayment periods.
  • Access to expert advice from in house quantity surveyors.
  • A dedicated Relationship Manager assigned to you.
  • Dedicated Property centers.
  • Minimum construction loan amount of KES. 3,000,000.
  • Loans for construction have a maximum repayment period of up to 25 years.

NCBA mortgages offer home loans in Kenya of up to 105% of the value of the property for persons seeking to acquire, construct, and finance property in major urban and rural areas within major towns. These properties may be for owner-occupation or investment purposes. We offer some of the most competitive Mortgage rates in Kenya to both our local and diaspora customers.

Get an NCBA plot loan in Nairobi, Mombasa and other major urban and rural areas within major towns for up to 70% of the plot value. Pay comfortably with tenors ranging from 36 to 60 months.

NCBA also offers you a Buy and Build Product that enables you to purchase a piece of land and undertake construction on the same piece of land simultaneously using the same loan facility, we offer up to 100% financing on your project, with flexible terms and repayment periods.


BuyRent Kenya has partnered with NCBA Bank to create a financial partner for you on our platform that brings you the best; from cutting edge mobile banking to good old-fashioned relationship management; from scalable Mortgage services and other financial services that grow as you grow; from the best-in-class choice of products to investment solutions tailored to your specific needs.

As you find your next home on our platform, fill in the form above and a representative from NCBA bank will reach out to you.

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