TIPS TO CONSIDER WHEN BUYING OR RENTING PROPERTY IN KENYA

  • Buying Property

    Get an expert real estate agent for the best deals: Searching for a home can be one of the most daunting tasks ever. Not only is it a search for a place to come to every other evening but a place where you can find some quiet, peace and tranquility. Most people have gone ahead to contract the services of real estate agents to do so. You should look out for an agent that is ever present, as most of the typical agents will not be show up for scheduled appointments. It's also important to find an agent that is trustworthy, as integrity plays a critical role in any business contract.

    Give Your House a Physical: You can do it yourself or hire a home inspector. It’s really the only way to get an unbiased third-party opinion. If the inspector does find any issues with the home, you can use it as a bargaining tool for lowering the price of the home.

    Stalk the Neighborhood: Drop by morning noon and night. Many home buyers have become completely distraught because they thought they found the perfect home, only to find out the neighborhood wasn’t for them. Drive by the house at all hours of the day to see what’s happening in the neighborhood. Do your regular commute from the house to make sure it is something you can deal with on a daily basis. Find out how far it is to the nearest grocery store and other services. Even if you don’t have kids, research the schools because it affects the value of your home in a very big way.

  • Renting Property

    Do your research: Spend plenty of time investigating the area. The advantage of renting is that you can move when your tenancy is up, but don't think too short-term – make sure this is the area you want to live in. If you have children make sure you look into the local schools and not just the nearest one – you may not be guaranteed a place. The best way to get a feel for an area is to visit and have a wander around on foot.

    Use the whole rental market: Large firms can have a wide range of property but check out property management agencies and private landlords too and make sure you are not paying over the odds. A good place to search for independent agents online is listing websites.

    Ask the agent about their fees: Before you make an offer, ask the agent about the fees you will be required to pay, should you decide to move in to the desired house.

  • Buying Land

    1. Do search with Ministry of Lands at district or county HQ; this will reveal the true land owners and establish the presence of brokers if any and if the title has been charged or has a caveat e.g when title used to secure a loan

    2. Search at Local County Offices: This will confirm any unpaid Land rates which you will need to factor in when deciding the purchase price

    3. Visit the local surveyor and purchase a map of the place, they are normally two maps one drawn to scale and another showing the neighboring farms

    4. Ground Verification - the surveyor and the seller visit the land on the ground to confirm the dimension from the map drawn to scale. Make sure you see the beacons or replace the lost ones

    5. Agreement - the law requires any land transaction to be in writing. It is very advisable to have a lawyer

    6. Post Agreement Transaction - According to the agreement, you may be paying cash or by installment. Ensure by the time you make the initial payment the title deed and other legal documents are in the custody of the lawyers

    7. Book the Land Control Board (LCB) meeting. It is a forum made of the Assistant County Commissioners and the local village elders. They give the final consent for the land to be sold

    8. Land Transfer - the seller signs Land Transfer Forms

    9. Stamp Duty and Transfer Fees - you will need to pay stamp duty based on value of land

    10.Post Purchase Activity - After one week the buyer should do another search with Ministry of Lands to confirm that the land now reads your details

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INSPIRATION

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